Credit Report Information

By law, Georgia residents may obtain two free credit reports per year. This page lists contact information for the three major credit reporting agencies in the US and useful information to know when you're contacting them by mail or telephone.

CREDIT REPORTING AGENCIES

Experian

P.O. Box 9532

Allen, TX 75013

To order a free credit report from Experian, call 866-200-6020 or write to them at the address above.

To report a problem with your credit report from Experian,
call 888-397-3742 and write to them at the address above.

Their fax number is 800-301-7196.

TransUnion

P.O. Box 6790

Fullerton, CA 92834

To order a free credit report from TransUnion, write to them at the address above.

To order a free credit report from them (without the score), call 800-888-4213. The credit score will cost you $5 more if you order by telephone.

To report a problem with your credit report from TransUnion,
call 800-680-7289 and write to them at the address above.

Equifax

P.O. Box 105069

Atlanta, GA 30348

To order a free credit report from Equifax, write to them.

To order a credit report from them by telephone, call 800-685-1111. They will charge you $6.95 for this.

To report a problem with your credit report from Equifax,
call 800-525-6285 and write to them at the address above.

Requesting credit information by mail

When you're writing to one of these agencies, be sure to include your:

• Full name
• Current address
• Social Security Number
• Most recent former address

Requesting a credit file by phone

Remember to write down the confirmation number they give you.

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