Buying a Home – Who Does What?

You can count on your Real Estate Agent to:

• Preview available homes to weed out those that are overpriced or undesirable in some way.
• Present homes to you that that suit your needs as you've defined them after weeding out any homes that mat be overpriced or otherwise aren't suitable
• Help you determine the difference between a "good buy" and a property which, because of its nature (neighborhood, market appeal, etc.), might have to be discounted if you decide to sell in the future.
• Negotiate the best deal for you. With a Pre-Qualification letter from Travis Newberry in hand, your Real Estate Agent will be able to demonstrate that you are a qualified and capable borrower. This will strongly influence the Seller, and may make the difference between the Seller accepting your offer or someone else's – even if your offer is lower!

You can count on your Loan Officer Travis to:

• Help you select the best loan to suit your personal situation and goals. (This single decision can save you thousands of dollars throughout the years!)
• Keep you and your Real Estate Agent informed of the status of your loan throughout the process. Note: Travis always keeps your personal information confidential between you and him.
• Get the appropriate loan for you at the best rates and fees. This will save you significant money "up front" and throughout the years to come.

Count on yourself to:

• Let your Real Estate Agent know of any questions or concerns you have as they develop.
• Provide documentation and make decisions in a timely manner. By doing so, many of the details are taken care of early in the process so that you can comfortably concentrate on any last-minute details or events that require your attention.

Enjoy purchasing your home, but please remain objective so that you can make the business decisions that are best for you.

Make sure that you are pre-approved for financing as early as possible. This will put the power of financing behind you so that you can concentrate on selecting your home.

Next page: Five Useful Tips for Buying a Home